BharatPe
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One Platform. Every Financial Tool Your Business Needs.

From accepting payments to growing your savings — explore the full BharatPe product suite.

BharatPe UPI

One app for all your UPI needs.

Merchant QR

Accept payments from any UPI app — free, instant, lifetime.

BharatPe Soundbox

Audio payment confirmations in 9 Indian languages.

POS Machine

Accept all cards, UPI, and wallets in one device.

Merchant Loans

Collateral-free business loans up to ₹10 Lakh.

Fixed Deposit

Earn up to 12% interest on your business savings.

Investment Products

Curated investment options for every business owner.

BharatPe UPI

One app for all your UPI needs.

Send & receive on any UPI ID
Pay any phone/account
0% transaction fees
24×7 customer support

Benefits

  • Universal acceptance
  • Instant payment confirmation
  • Cashbacks on every transaction

How it works

  1. Sign up on BharatPe with your mobile number.
  2. Complete one-time KYC with PAN and bank details.
  3. Start using BharatPe UPI — go live in minutes.

Merchant QR

Accept payments from any UPI app — free, instant, lifetime.

Works with all UPI apps
Free setup and printing
Real-time payment alerts
Auto-reconciliation

Benefits

  • No hidden charges
  • Money straight to your bank
  • Trusted by 1Cr+ merchants

How it works

  1. Sign up on BharatPe with your mobile number.
  2. Complete one-time KYC with PAN and bank details.
  3. Start using Merchant QR — go live in minutes.

BharatPe Soundbox

Audio payment confirmations in 9 Indian languages.

4G & WiFi connectivity
Multi-lingual voice alerts
7-day battery backup
Loud, clear audio

Benefits

  • No more checking phone
  • Reduces payment fraud
  • Works even when phone is busy

How it works

  1. Sign up on BharatPe with your mobile number.
  2. Complete one-time KYC with PAN and bank details.
  3. Start using BharatPe Soundbox — go live in minutes.

POS Machine

Accept all cards, UPI, and wallets in one device.

Tap, swipe, dip — all cards
Built-in printer
Instant e-receipts
EMI options

Benefits

  • Higher ticket sales
  • Faster checkout
  • Comprehensive transaction history

How it works

  1. Sign up on BharatPe with your mobile number.
  2. Complete one-time KYC with PAN and bank details.
  3. Start using POS Machine — go live in minutes.

Merchant Loans

Collateral-free business loans up to ₹10 Lakh.

Disbursal in 24 hrs
Flexible tenure 3–24 months
Daily auto-repayment from UPI
Minimal paperwork

Benefits

  • No collateral required
  • Loans based on your sales
  • Top-up after on-time EMIs

How it works

  1. Sign up on BharatPe with your mobile number.
  2. Complete one-time KYC with PAN and bank details.
  3. Start using Merchant Loans — go live in minutes.

Fixed Deposit

Earn up to 12% interest on your business savings.

Tenure 7 days – 5 years
Interest paid monthly/at maturity
Auto-renewal option
Withdraw any time

Benefits

  • Higher returns than banks
  • 100% online — book in 60 sec
  • Backed by RBI-licensed partners

How it works

  1. Sign up on BharatPe with your mobile number.
  2. Complete one-time KYC with PAN and bank details.
  3. Start using Fixed Deposit — go live in minutes.

Investment Products

Curated investment options for every business owner.

Mutual funds & SIPs
Tax-saving instruments
Personalised recommendations
Goal-based tracking

Benefits

  • Grow surplus capital
  • Diversify portfolio
  • Backed by expert advisors

How it works

  1. Sign up on BharatPe with your mobile number.
  2. Complete one-time KYC with PAN and bank details.
  3. Start using Investment Products — go live in minutes.

Frequently Asked Questions

Is there any setup fee?

No. All BharatPe products are zero setup fee, zero hidden charges.

How quickly does my money settle?

On-demand settlements are instant. By default, money settles to your bank within 24 hours.

Do I need a current account?

Any savings or current account works. We support all major Indian banks.

Is BharatPe RBI compliant?

Yes. BharatPe partners with RBI-licensed banks and PPI providers for all financial products.